Meadowside Credit is a broker, not a lender. Funding partners review requests and set every term. A merchant cash advance is not a loan. Examples are invented; Census figures are labeled with program, year and area.
A Broker That Passes Requests Along and Never Funds Them
Meadowside Credit is a broker, not a lender. It takes a request by phone or form, matches it to a funding type and passes it to funding partners. It does not lend money, make credit decisions, issue offers or collect payments.
Terms and Decisions Belong to Each Funding Partner
Each funding partner reviews a request under its own criteria and decides whether to make an offer. Rates, fees, terms, amounts, collateral and any personal guarantee are set by the partner and appear in its offer. Sending a request is not a credit application, and an offer may or may not follow; a partner may check credit during its own review. Whether to sign an offer, after reading its total cost, is the owner's decision.
Card-Sales Advances Are Purchases of Future Receivables
A merchant cash advance is not a loan. A provider buys a share of a business's future card receipts at a discount and collects an agreed portion of those receipts until the purchased amount is collected. Its cost is stated as a factor, not an annual rate, and the provider, not Meadowside Credit, sets the factor and the holdback.
Invented Examples, the Calculator and Census Counts on These Pages
Worked examples on this site are labeled as invented and use made-up amounts, rates and terms; they are neither quotes nor typical offers. The calculator shows level-payment estimates from the inputs entered. Census figures (County Business Patterns, ZIP Code Business Patterns, Nonemployer Statistics and the American Community Survey) carry their program, year and area, and describe Bristol County, MA, the ZIP code named, or the city or Census-designated place named.
Business Types and Uses Outside This Site
This site does not arrange funding for trucking companies, agriculture, startups without revenue, personal or household purposes, real estate purchases or building construction loans. Work on a building itself, such as roofing, wiring or plumbing, is outside it as well. Contractors and other operating businesses can request funding for equipment, stock and operating costs.
By Meadowside Credit ยท Updated